Under the Affordable Care Act (ACA), understanding the relationship between employee income, health insurance premiums, and plan participation is critical, because your employees' circumstances can potentially create costly tax penalties for you. Read this white paper to help understand ACA penalty drivers and ways to minimize penalties.

Insight from this report:

  • Mitigate Your Exposure to ACA “Shared Responsibility” Penalties
  • Maximize ACA Success: Understand Cost Thresholds and Employee Needs

About This Report: Conducted by ADP Research Institute, a specialized group within ADP, this study is based on 2012 actual, aggregated, and anonymous employee-level data from approximately 300 ADP health and benefits clients. All states and major industries are covered, as well as employee gender, age, and marital status. Each of the companies in the study has 1,000 or more employees, including both full-time and part-time workers. Due to the small data set population of union employees, only nonunion employees are considered in this analysis.