CommonBond, a student loan lending platform, has appointed Vinayak Gurjar as chief risk officer. In this role, Gurjar will be responsible for overseeing CommonBond's risk management strategy and underwriting guidelines.

Prior to joining CommonBond, Gurjar was global head of governance in treasury capital markets at Citigroup, where he led authorization for issuance of Citigroup's third-party debt, including securitization. He also managed liquidity risk metrics for the holding company and led assessment of internal controls for compliance with policies.

Prior to Citigroup, Gurjar worked as a director at Standard & Poor's for more than seven years, where he rated structured finance transactions backed by both consumer and commercial assets. At S&P, Gurjar had an instrumental role in leading credit and structure analysis for a variety of issuers of asset-backed securities (ABS) covering consumer assets such as credit cards, student loans and auto loans/leases, as well as commercial assets. He also worked as principal associate at Capital One.