National banks and federal savings associations have gotten a bit of a regulatory reprieve courtesy of changes to stress-testing requirements finalized by the Office of the Comptroller of the Currency on Oct. 2.
Previously, banks with assets of just $10 billion or more had to conduct annual stress tests, a requirement imposed in the wake of the financial crisis that occurred more than a decade ago. Now, that threshold has increased to $250 billion in assets before “company-run” stress-testing requirements kick in.
