FlexShopper, Inc. has named Ravi Radhakrishnan as chief risk officer.  Radhakrishnan was most recently head of underwriting valuations and senior vice president of consumer card services at Bank of America, where he managed various facets of decisioning, risk strategy and underwriting across a $90 billion credit card asset portfolio.

Radhakrishnan joins FlexShopper with vast experience and knowledge “not only in risk strategy and underwriting, but also in targeted multi-channel marketing strategies, including direct mail,” FlexShopper CEO Brad Bernstein said in a statement. In his new role, Radhakrishnanhe will lead the company’s efforts in continued optimization of its lease portfolio performance.