nanoPay, a fully-integrated loyalty and payments platform provider and provider of the MintChip digital cash platform, has appointed Tracy Molino as general counsel and chief compliance officer. She will be responsible for developing the legal and compliance framework for nanoPay's payments solutions.

Molino was most recently with Bank of Montreal (BMO), where she was a senior counsel supporting both the everyday banking and retail credit card lines of business. Prior to BMO, she served as counsel for the Canadian Payments Association (CPA), where she focused on emerging payments and the regulation of the rapidly-evolving payments landscape.