Protective Life, a financial services company, has appointed Michelle Moloney as chief risk officer, effective Nov. 7. She will report to Michael Temple, executive vice president of insurance and risk.

In her new role, Moloney will lead the company’s enterprise risk management program, providing oversight of enterprise risks, including insurance, actuarial and product, credit, trading and hedging, market, interest rate and equity, operational, regulatory, and reputational.

With over twenty years of insurance industry experience, Moloney most recently served as SVP of strategy and regulation for the reinsurance division of Wells Fargo. Previously, she worked in a variety of management, risk, and strategy roles at Transamerica Re; AEGON Group; McKinsey & Company; Swiss Re; and Manulife Reinsurance.