You might not have noticed it amid all the political bickering and budgetary crises happening in Washington these days, but the centerpiece of the Dodd-Frank Act—the Consumer Financial Protection Bureau—is finally getting off the ground.

You might not have noticed it amid all the political bickering and budgetary crises happening in Washington these days, but the centerpiece of the Dodd-Frank Act—the Consumer Financial Protection Bureau—is finally getting off the ground.