More than half of all compliance teams are “actively using” or “piloting” AI applications, according to a global report from Moody’s. While most are focusing on streamlining routine tasks, some are developing AI agents and asking vital questions about AI decision-making.
Of the 600 risk and compliance professionals interviewed for Moody’s report, “From Reactive to Proactive: How AI is Transforming Compliance,” 53 percent said they were currently using AI in their jobs. Users cited a wide range of tasks for which they used AI tools, from fraud detection and customer due diligence to data governance and risk analysis. Awareness of AI-related regulation also increased from 36 percent in 2023 to 59 percent in 2025.
