CFPB, DOJ withdraw guidance to lenders considering borrowers’ immigration status
By 
Oscar Gonzalez2026-01-13T20:05:00
Two months after the U.S. Consumer Financial Protection Bureau proposed a rule change to narrow anti-discrimination requirements for lenders, it has reversed previous guidance on noncitizen customers looking to borrow.
The CFPB and the U.S. Department of Justice announced the withdrawal of a joint statement released in 2023 that warned financial firms against considering an individual’s immigration status, according to a joint release published on Monday. Both agencies say this action would ”avoid any confusion” about whether lenders can consider a borrower’s immigration status to determine if they are creditworthy.
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