CFPB humility pledge reshapes exam process, as agency faces uncertain future
By 
Oscar Gonzalez2025-12-09T14:32:00
The U.S. Consumer Financial Protection Bureau’s Supervision Division introduced a new “humility pledge” last month that examiners will read aloud at the start of each oversight engagement. It’s another shift in how the organization handles itself under the Trump administration.The pledge is part of changes for the 2026 examination cycle, and is intended to make exams more transparent, collaborative, and narrowly scoped.
Under the pledge posted on the agency’s site on Nov. 21, CFPB examiners will focus their limited supervision resources on what is deemed to be the most pressing threats to consumers, particularly military service members, their families, and veterans. Examinations will also focus on matters clearly within the bureau’s statutory authority. Firms subject to supervision will receive advance notice of scheduled exams, and data requests will be tailored to defined priorities rather than broad, expansive demands, according to the CFPB.
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