The U.K. Financial Conduct Authority (FCA) has banned the former chair of Co-operative Bank (Co-op Bank), Paul Flowers, from the financial services industry.

Flowers was chair of Co-op Bank between 15 April 2010 and 5 June 2013. The FCA found that Flowers’ conduct demonstrated a lack of fitness and propriety required to work in financial services.

The FCA found that, while chair, Flowers used his work mobile telephone to make a number of inappropriate telephone calls to a premium rate chat line, in breach of Co-op Group and Co-op Bank policies; and used his work e-mail account to send and receive sexually explicit and otherwise inappropriate messages, and to discuss illegal drugs, in breach of Co-op Group and Co-op Bank policies despite having been previously warned about his earlier misconduct. In addition, after stepping down as chair, Flowers was convicted for possession of illegal drugs.

“The role of chair occupies a unique place of trust and influence. The chair is pivotal in setting expectations of a company’s culture, values and behaviours,” FCA Executive Director of Enforcement and Market Oversight Mark Steward said in a statement. “Flowers failed in his duty to lead by example and to meet the high standards of integrity and probity demanded by the role. These high standards are what the financial services industry and the wider community rightly expect of its senior individuals. Where a chair, or other senior individual, fails to discharge these standards the FCA will hold them to account.”

The FCA found that Flowers has demonstrated an unwillingness to comply not only with the FCA’s requirements and standards but also with other legal, regulatory and professional requirements. The FCA believes Flowers’ disregard for the standards he is expected to meet demonstrates a lack of integrity and that any future involvement by Flowers in the financial services industry risks undermining consumer and market confidence.