Regulatory Policy


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DOJ steps up enforcement approach against AI-powered cybercrime

2024-10-07T12:13:00+01:00By

The Criminal Division of the Department of Justice plans to heighten its focus on cybercrime, according to division head Nicole Argentieri.

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News Brief

Chinese steel, artificial sweetener from Xinjiang now banned under UFLPA

2024-10-04T13:28:00+01:00By

Steel and an artificial sweetener made by two Chinese companies using forced labor have been banned from entering the U.S. under the Uyghur Forced Labor Prevention Act.

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Are the qui tam provisions of the False Claims Act constitutional? A Florida judge just said no

2024-10-02T17:49:00+01:00By

A federal court in Florida has lashed out at federal whistleblower programs by dismissing a mundane False Claims Act case against a medical practice on the grounds that the qui tam provisions of the FCA are unconstitutional.

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Webcast

CPE Webcast: IT controls: Navigating the path to a secure digital future

2024-10-01T14:00:00+01:00Provided by

A comprehensive IT controls program is crucial to safeguard your organization’s assets, ensure data integrity, and maintain regulatory compliance.

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AI misuse could lead to sanctions from multiple regulators, experts warn

2024-09-27T16:22:00+01:00By

The proliferation of AI, as well as the promised business cases promoting its use, has led companies around the world to quickly invest in the technology. Executives hope these AI tools will improve efficiencies, reduce costs, and help them stay competitive. But it could lead to just the opposite.

DOJ

News Brief

DOJ updates ECCP to include AI risks, whistleblower protections

2024-09-26T14:23:00+01:00By

Companies under criminal prosecution by the Department of Justice for any reason must show they have robust compliance for any artificial intelligence in use–or risk heightened prosecution–under a DOJ policy update.

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Webcast

CPE Webcast: AI strategy and regulatory risk: A financial services perspective

2024-09-26T14:00:00+01:00Provided by

In our coming webinar, experts will discuss the fundamental rethinking of how risk is understood and managed in the financial services industry and how firms can be proactive to stay ahead of these big technological changes.

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AI and government: How Trump or Harris presidency will differ on policy, regulation

2024-09-25T13:21:00+01:00By

AI may be one of the hottest things in the business world but former President Donald Trump and Vice President Kamala Harris haven’t devoted much time to discussing the technology. Still, each candidate has offered a few clues as to how they would govern over this next wave of innovation.

SEC

News Brief

SEC to host Nov. 7 virtual compliance seminar for investment advisers

2024-09-24T19:00:00+01:00By

The Securities and Exchange Commission will host a virtual national seminar on Nov. 7 targeted toward chief compliance officers at investment companies and investment advisers.

FTC

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FTC sounds alarm on business practices turning into ‘vast surveillance’

2024-09-20T14:07:00+01:00By

The Federal Trade Commission took aim at the business models of some of the world’s largest companies, publishing a years-long study that decried technologies that have created “vast surveillance” networks that expose people to “a host of harms” and violate children’s privacy laws.

SEC building

News Brief

SEC fines First Horizon $325K for RegBI violations caused by merger

2024-09-18T18:53:00+01:00By

First Horizon Advisors will pay a $325,000 fine to settle allegations from the Securities and Exchange Commission that it violated Regulation Best Interest in part due to issues with incorporating a merged firms’ accounts into its systems.

Fintech

News Brief

FDIC proposes requiring banks to keep better deposit records of fintech partners

2024-09-18T16:43:00+01:00By

The Federal Deposit Insurance Corporation proposed a new rule that would require banks to keep better deposit records on ownership of funds controlled by their financial technology partners.

FDIC

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Bank mergers will receive more antitrust scrutiny under new FDIC rule

2024-09-18T13:42:00+01:00By

Federal banking regulators approved a new rule for bank mergers that will require additional scrutiny of mergers for antitrust issues for large and mid-sized banks.

Federal Reserve

News Brief

Barr speech signals Fed to rework capital rules after pressure from industry

2024-09-12T12:46:00+01:00By

Facing intense pressure from the banking industry, the Federal Reserve Board may scale back two controversial rule proposals aimed at reducing risks of bank failures in the event of a market downturn.

Greenwashing

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FCA delays compliance date for certain parts of ESG rule package

2024-09-10T19:11:00+01:00By

The U.K. Financial Conduct Authority is pushing back the date for some firms to comply with its naming and marketing rule amid struggles to prepare for it, the FCA said Monday.

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News Brief

CISA creates new portal for businesses to file cyber incident reports

2024-09-05T19:08:00+01:00By

The U.S. Department of Homeland Security’s Cybersecurity and Infrastructure Security Agency has created a new online portal for organizations to voluntarily report cybersecurity incidents, including ransomware attacks.

Federal Reserve

News Brief

Fed's new capital requirement latest fallout from 2023 banking failures

2024-09-03T15:47:00+01:00By

The Federal Reserve Board will require more than 30 of country’s largest banks to maintain a minimum percentage of capital in reserve, a percentage which the Fed calculated based on their complexity and whether they are considered a global systemically important bank.

FinCEN

News Brief

FinCEN finalizes AML rules for investment advisers, cash real estate transactions

2024-08-30T20:32:00+01:00By

The Treasury Department’s Financial Crimes Enforcement Network released new anti-money laundering requirements for U.S. investment advisers and real estate professionals that attempt to close loopholes that criminals and kleptocrats have long exploited.

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Webcast

CPE Webcast: UK Worker Protection Act: Safeguarding rights and responsibilities

2024-08-22T11:00:00+01:00Provided by

This webinar will deep dive into the UK Worker Protection Act, ensuring you know the key facts and advise you on the next steps.

FTC

News Brief

Federal judge overturns FTC’s ban on noncompete clauses

2024-08-21T19:38:00+01:00By

A federal judge struck down the ban on noncompete clauses by the Federal Trade Commission that was set to take effect in September.

FTC seal

News Brief

FTC tries to close COPPA loophole with amicus brief against IXL Learning

2024-08-21T17:17:00+01:00By

The Federal Trade Commission is fighting against an online educational platform’s interpretation of the Children’s Online Privacy Protection Act, arguing that COPPA can’t force parents into arbitration.

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’Bait-and-switch’: Pham critical of CFTC self-reporting policy

2024-08-20T15:26:00+01:00By

Caroline Pham, a commissioner on the Commodity Futures Trading Commission, criticized the agency’s policy on credit for self-reporting violations as a “bait-and-switch.”

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No more fake product reviews allowed under FTC rule

2024-08-19T19:24:00+01:00By

A new rule by the Federal Trade Commission will crack down on fake product reviews, whether written by humans or artificial intelligence.

Commerce Department

News Brief

BIS issues export control guidance to academic research institutions

2024-08-16T18:17:00+01:00By

The Commerce Department’s Bureau of Industry and Security issued guidance to academic research institutions on trends in voluntary self-disclosure to improve export control compliance.

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U.K. pension scheme reforms promise funds consolidation for trustees

2024-08-08T20:34:00+01:00By

The U.K. government has signaled new rules for pension trustees and funds consolidation to boost investment, but questions remain on employee financial literacy.

SEC headquarters

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SEC unveils joint data sharing standards with eight other financial regulators

2024-08-07T20:36:00+01:00By

A joint proposal from nine U.S. financial regulators on data standards aim to streamline submissions and ease data sharing among agencies, the Securities and Exchange Commission announced.

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SolarWinds partial dismissal casts doubt on SEC Cybersecurity Rule

2024-08-07T14:33:00+01:00By

A partial dismissal of charges levied by the Securities and Exchange Commission against Solarwinds has cast doubt about the breadth of the SEC's Cybersecurity Rule.

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Many dating apps a matchmaker for cybercriminals, study finds

2024-08-05T18:05:00+01:00By

Location-based dating apps are not doing enough to protect user privacy, with exact location and other personal data being exploited by stalkers and bad actors, a recent analysis found.

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DORA set to enhance cyber resilience requirements for EU financial firms

2024-08-05T13:01:00+01:00By

The European Union’s Digital Operational Resilience Act, which is set to take effect next year, will require financial services firms to implement stronger measures to protect not only themselves from disruption caused by cyberattacks but also the sector as a whole.

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Game-changing DOJ pilot whistleblower program panned by critics

2024-08-02T14:12:00+01:00By

The Department of Justice released the details of its long-awaited corporate whistleblower awards pilot program that will prioritize reporting in areas of corporate crime not currently covered by existing whistleblower programs.

African currency

News Brief

Interpol to launch AML pilot program in Africa by 2025

2024-08-01T17:01:00+01:00By

The International Police Organization will launch a pilot anti-money laundering initiative in Africa that will trace and recover funds stolen by corrupt officials and criminals.

Financial Conduct Authority

News Brief

FCA wants input on how Consumer Duty overlaps with existing rules

2024-07-30T19:11:00+01:00By

The U.K. Financial Conduct Authority is asking for input on which of its existing rules for financial services overlap with the year-old consumer duty rule, with an eye toward streamlining and simplifying both rule packages.

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Treasury official slams Florida ‘anti-woke’ law for ‘undermining’ BSA compliance

2024-07-29T19:00:00+01:00By

Brian Nelson, Treasury Department under secretary for terrorism and financial intelligence, warned in a letter that Florida’s “anti-woke” banking bill may “materially undermine” financial institutions’ compliance with federal AML/CFT laws and U.S. sanctions.

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What’s on tap for CPPA from its deputy director of enforcement

2024-07-26T12:54:00+01:00By

Michael Macko, deputy director of enforcement at the California Privacy Protection Agency, described priorities for the agency now and in the near future during a recent board meeting.

Russian money

News Brief

OFAC sets Aug. 2 deadline for firms to report Russian sovereign assets

2024-07-24T15:50:00+01:00By

Financial institutions holding Russian sovereign assets that have not reported them to the Treasury Department’s Office of Foreign Assets Control are now required to do so by Aug. 2.

Spying

News Brief

FTC wants answers from Mastercard, JPMorgan, others on use of AI to collect data

2024-07-24T13:19:00+01:00By

Eight large companies, including Mastercard and JPMorgan Chase, have been ordered by the Federal Trade Commission to provide detailed reports about their possibly secret use of artificial intelligence to track customers and use the information to set prices.

UK compensation

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King’s Speech signals major employment law changes ahead in U.K.

2024-07-23T12:29:00+01:00By

Compliance officers should take note of proposed laws in the U.K. with the newly elected Labor government setting the legislative agenda in the King’s Speech last week, promising consultations on enhanced employee rights and a higher minimum wage.

Bank risk

News Brief

Banking regs join FinCEN in proposing AML/CFT risk assessment rule

2024-07-22T15:50:00+01:00By

Four federal banking regulators have joined the Treasury Department’s Financial Crimes Enforcement Network in issuing a notice of proposed rulemaking that would require financial institutions to conduct more thorough risk assessments on their anti-money laundering/countering the financing of terrorism programs.

U.K. Parliament

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New U.K. government moves to transform FRC into ARGA

2024-07-19T13:28:00+01:00By

Within two weeks of gaining power, the U.K.’s newly elected Labor government has confirmed its intention to beef up the audit regulator and strengthen corporate governance.

London Stock Exchange

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Experts: Further reforms needed beyond revamped London Stock Exchange rules

2024-07-17T17:53:00+01:00By

The U.K. Financial Conduct Authority is revamping the London Stock Exchange rules, but more changes may be needed to achieve growth and attract initial public offers, experts said.

OCC

News Brief

OCC proposes recovery plan rule for banks with $100B or more in assets

2024-07-09T14:16:00+01:00By

The Treasury Department’s Office of the Comptroller of the Currency proposed a rule that would extend requirements for recovery plans to all banks with at least $100 billion in assets.

Supreme Court

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SCOTUS extends timeline for regulated entities seeking to overturn regulations

2024-07-02T19:43:00+01:00By

The U.S. Supreme Court extended the statute of limitations for businesses attempting to challenge some federal regulations, allowing regulated entities a longer timeline to appeal a decision.

Financial Crimes 2024 Managing Nonbanks

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Banks must bolster awareness of fintech partner risks, experts advise at Fordham

2024-07-01T15:44:00+01:00By

During a panel at Compliance Week’s Financial Crimes and Regulatory Compliance Summit, held June 10-11 in New York, experts discussed nuances in bank-financial technology partnerships, offering best practices for how banks should protect themselves.

Supreme Court

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SCOTUS overturns Chevron doctrine, putting thousands of regulations in limbo

2024-06-28T19:55:00+01:00By

The Supreme Court of the United States overturned a long-held precedent in which courts deferred to federal agencies in interpreting complex or ambiguous regulations–a decision that could make thousands of federal regulations more vulnerable to legal challenges.

Treasury

News Brief

FinCEN proposes additional risk assessments for AML/CFT programs

2024-06-28T17:00:00+01:00By

Financial institutions would be required to conduct more thorough risk assessments on their anti-money laundering/countering the financing of terrorism programs under a new rule proposed by the Treasury Department’s Financial Crimes Enforcement Network.

Supreme Court

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SCOTUS decision upends in-house tribunals in SEC fraud cases

2024-06-28T14:57:00+01:00By

The Supreme Court of the United States ruled that the Securities and Exchange Commission’s practice of using in-house tribunals overseen by an administrative judge to adjudicate securities fraud cases is unconstitutional.

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Webcast

CPE Webcast: Real-life reactions to current corporate reporting landscape

2024-06-27T14:00:00+01:00Provided by

In this session we will discuss the current state of financial and nonfinancial reporting and recent survey findings from Workiva about how attitudes on integrated reporting are evolving.

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Women in Compliance highlights: Mentorship driving DEI; fostering board buy-in

2024-06-27T13:39:00+01:00By

Keeping track of regulations and understanding how they affect your business can be a hot mess without proper organization and collaboration, experts said at Compliance Week’s Women in Compliance Summit, held June 3-4, in Atlanta.

OCC

News Brief

OCC emphasizes compliance’s role in FI’s operational resiliency

2024-06-20T15:40:00+01:00By

Compliance departments at financial institutions must become more involved in ensuring their firm’s operational resiliency to address emerging risks, the Treasury Department’s Office of the Comptroller of the Currency said in its semi-annual risk perspective.

Whistle

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CFTC awards whistleblower $8M despite involvement in misconduct

2024-06-20T15:37:00+01:00By

A whistleblower received an $8 million award from the Commodity Futures Trading Commission for uncovering fraud—even though the agency deemed the whistleblower was culpable in the misconduct.