Stress Tests

  • Blog post

    Fed moves to make stress tests less stressful


    The Federal Reserve Board on Tuesday finalized changes to its stress testing program for the nation’s largest and most complex banks. The intent is to make the resiliency assessments “more open, transparent, and effective.”

  • Blog post

    Federal Reserve floats simplified capital rules and stress tests


    The Federal Reserve Board is seeking public comments on a proposal intended to simplify its capital rules for large banks and potentially loosen requirements for the stress tests administered to them.

  • Blog post

    Agencies announce postitive results for living wills


    The Federal Deposit Insurance Corporation and the Federal Reserve Board have released resolution plans for the eight largest and "most complex" domestic banks. In a signal of progress, none were found to have severe deficiencies.

  • Blog post

    Dems: stress tests ‘show Dodd-Frank is working’


    Good news from the latest round of big bank stress tests is giving Senate Democrats ammunition as they defend the Dodd-Frank Act against repeal-and-replace efforts.

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    Blog post

    Fed releases report card on capital plans of big banks


    The Federal Reserve has released the results of its annual Comprehensive Capital Analysis and Review, an assessment of whether bank holding companies with $50 billion or more in total consolidated assets have effective capital planning processes and adequate assets on-hand to absorb losses during stressful conditions. While many plans passed ...

  • Blog post

    Federal Reserve releases bank stress test results


    Some good news from the Federal Reserve this week: U.S. banks seem to have enough cash on hand to weather a variety of unexpected economic calamities and downturns. “The nation's largest bank holding companies continue to build their capital levels and improve their credit quality, strengthening their ability to lend ...

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    Blog post

    Banks get report cards, to-do demands for their ‘living wills’


    The Federal Deposit Insurance Corporation and the Federal Reserve Board have released firm-specific report cards on the 2015 resolution plans of eight systemically important, domestic banks. The determinations were made public on Wednesday, one day after a report by the Government Accountability Office called for greater transparency in how their ...

  • Blog post

    Fed Proposes Liquidity Disclosures, Will Improve Examinations


    Image: There was a warning last week from Fed Governor Daniel Tarullo to expect an increase to stress test minimum capital requirements and a proposed rule requiring banks to publicly disclose aspects of their liquidity profile. Also announced was an effort to improve the consistency of supervisory examinations and a ...

  • Blog post

    Get Ready For the Biggest Stress-Test of Them All


    Image: Greece in default, China teetering on recession, stock markets shuddering worldwide and interest rates poised for their first increase in years—suddenly, all those exercises in risk management that banks have done in the Dodd-Frank era face their ultimate test. The only problem, writes Compliance Week editor Matt Kelly: Dodd-Frank ...

  • Article

    Dodd-Frank Reform: The Beat Goes On


    The Dodd-Frank Act may be turning five years old this summer. Fights about Dodd-Frank, on the other hand, feel like they’ve been going on forever. Washington was back at it again last week, proposing various fixes, reforms, and exemptions to all manner of Dodd-Frank, much of it to help large-ish ...