Federal banking regulators have indicated they will be more assertive in their supervision of mid-sized banks in the aftermath of the collapses of Silicon Valley Bank (SVB), Signature Bank, and First Republic Bank earlier this year.

How will that increased supervision play out in practice? And could other types of financial institutions—like financial technology firms (fintechs)—get caught in the regulatory net?

In the Federal Reserve Board’s analysis of its findings related to the failure of SVB, the agency indicated it will likely bring back heightened supervisory requirements for banks with $100 billion or more in assets.

“It will be a tougher regulatory environment. Scrutiny will be higher,” said Mike Brauneis, a managing director and global financial services industry leader for consulting firm Protiviti. “Risks will be reviewed in more detail. Issues will be escalated more quickly than they would have just a few years ago. There will be less tolerance for missing deadlines.”